Terms of Use

Limitation of Liability

THE SITE AND ITS CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. ESSEX FINANCIAL SERVICES, INC. DOES NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING DEVICES OR OTHER HARMFUL COMPONENTS. ESSEX FINANCIAL SERVICES, INC. DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT ESSEX FINANCIAL SERVICES, INC.) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE SITE AND/OR ITS CONTENTS. APPLICABLE LAW MAY NOT PERMIT THE LIMITATION OF IMPLIED WARRANTIES, SO PORTIONS OF THIS PROVISION MAY NOT APPLY TO YOU.

INHERENT IN THE USE OF E-MAIL, THE INTERNET AND TECHNOLOGIES IS SOME RISK OF INTERCEPTON AND DISCLOSURE OF INFORMATION, INCLUDING WITHOUT LIMITATION, PERSONAL DATA YOU SUPPLY. YOUR USE OF THE SITE AND YOUR ENTRY OF INFORMATION IS AT YOUR OWN RISK.

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO NEGLIGENCE BY ACT OR OMISSION, SHALL ESSEX FINANCIAL SERVICES, INC. OR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE, BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE THE MATERIALS ON THE SITE, EVEN IF ESSEX FINANCIAL SERVICES, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT, HOWEVER, SHALL ESSEX FINANCIAL SERVICES, INC.’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SITE.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page is distributed with the understanding that ESSEX FINANCIAL SERVICES, INC. is providing only educational information and does not endorse or recommend any security or investment program, service or its suitability for you. ESSEX FINANCIAL SERVICES, INC. does not intend to render legal, accounting, financial, tax or other professional advice or opinions on specific facts or matters, and accordingly assumes no liability whatsoever in connection with its use. You should consult your own legal or tax advisor with respect to your personal situation.

All communications or transactions related to this Site, including the Terms of Use and the Privacy Policy for ESSEX FINANCIAL SERVICES, INC. Web site, shall be governed by the laws of the State of Connecticut.

This site is published for residents of the United States only. Essex Financial Services’ Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact us for information and availability.